by Susanne Novak | Jun 22, 2020 | Buyer Tips
Some lenders are pulling back from rigorous credit score requirements following the uncertainty caused by the pandemic. This is good news for buyers. Credit scores on government loans have been lowered to 640. Some lenders accept as low as 620 for conventional loans....
by Susanne Novak | Apr 13, 2020 | Covid, Seller Tips
You are probably overwhelmed with COVID-19 news. So, I will keep this short. I want you to know which benefits are available to homeowners through the CARES Act (the massive stimulus package from our government). How the CARES Act Helps Homeowners The CARES Act...
by Susanne Novak | Sep 30, 2019 | Buyer Tips
Interest rates are the lowest ever and sellers are motivated to accept lower offers as the market cools this fall. That’s why now is the perfect time to buy a home, especially if you are moving up. Worried about the down payment? If you served in the armed...
by Susanne Novak | Apr 8, 2019 | Buyer Tips
If you are holding off buying a home because you don’t have much of a down payment you need to continue reading. There are numerous loan programs that don’t require any down payment at all. Then there are specialty loans to help you with construction and...
by Susanne Novak | Jul 21, 2013 | Buyer Tips
Did you know that veterans can buy homes without a down payment and even get a rebate at closing? As a way to say “thank you” for their service to our country the government and private agencies have set up programs that save active military and veterans...